Cancellation cover will normally cover you if you have to cancel a holiday due to death, serious injury or illness to a variety of people. These normally include yourself, somebody who you’re relying on to travel, an immediate member of your family or somebody who you will be staying with abroad.

It does vary by provider, so please check the policy wording to check what is covered.

Find out more in our guide to cancellation cover.

If cancellation cover is included on your policy, the cost of cancelling accommodation will be covered if:

  • it is pre-booked
  • you have paid, or
  • you have to pay, even if you have to cancel

Cancellation maybe covered for a variety of reasons, check your policy wording to find out.

Find out more in our guide to cancellation cover.

When comparing policies check that the cancellation cover limit is enough to cover the cost of your trip, including flights, accommodation and pre-paid excursions (though pre-paid excursions will be different by provider). The cover limit will be the amount per person.

Remember to check your policy wording for full details including any excess that may be payable.

Find out more in our guide to cancellation cover.

Cancellation Cover is a good idea if you've planned your holiday in advance.

If you purchase single trip cover, your cancellation cover will start when you purchase the policy. If you purchase annual trip cover, your cancellation cover will start from the start date of your policy. 

Find out more in our guide to cancellation cover.

If you go on holiday and find that you have to return early due to unforeseen circumstances, that is curtailment or cutting your holiday short.

The most common reason for curtailment is ill health. This could be for yourself, a person you are travelling with or an immediate family member.

Most of our insurance provider's policies will include cover you for this. Your policy wording will tell you what reasons you are covered.

Find out more in our guide to cancellation cover.

This can vary by policy so it’s best to check the policy wording.

In principle, if you could not have anticipated industrial action at the time of booking your holiday that should be covered under your policy.

An exception to this is normally travel delay. You would not be covered if you miss your outward journey due to industrial action that had been announced before the date of your departure from home.

 

Generally, acts of terrorism are not covered by your policy.

However, if you are injured in an incident, the medical part of your policy should still be in force, including medical repatriation, should you need to be brought home.

Please do check the policy wording to ensure you have the cover you need.

Most insurance providers include some cover if a natural disaster occurs whilst you're on holiday.

We'll show you whether this is covered on your quote.

SAFI, or Scheduled Airline Failure Insurance provides protection against airline insolvency. If your airline goes bust, you will be covered for the cost of unused flight tickets or the extra cost of purchasing flight tickets if you experience this situation.

We'll show you whether this is covered on your quote.

With the UK set to shortly leave the European Union, we know this is a worrying time for a lot of people. If you are concerned about any effect Brexit may have on your travel plans, we've created a handy guide to Brexit here