A Guide to Travel Insurance with High Blood Pressure
People often assume if blood pressure is ‘normal’ and controlled with medication that you do not need to tell your travel insurer.
However, irrespective of whether your blood pressure reading is normal or not, if you have been diagnosed with hypertension or prescribed preventative medication for high blood pressure, you should disclose it when applying for travel insurance.
Failing to mention and obtain travel insurance for high blood pressure could result in an invalid policy and not being able to claim for out of pocket expenses should you fall ill abroad.
Is High Blood Pressure a Pre-Existing Medical Condition for Travel Insurance?
Yes, high blood pressure is considered to be a pre-existing medical condition and you should declare it when you buy travel insurance.
Otherwise, any issues that arise due to your condition while you’re on holiday will not be covered under your policy.
This is because having high blood pressure can affect the type of travel insurance policy you’re able to buy, as well as the cost.
Once you’ve declared your condition, Medical Travel Compared can help find you a great deal on high blood pressure travel insurance.
Do You Have to Declare High Blood Pressure on Travel Insurance?
Legally, no. However, while it isn’t a legal requirement to declare high blood pressure when buying travel insurance, it’s a good idea to so that you’re covered.
If you haven’t declared it and your high blood pressure or hypertension cause you any health problems during your trip, your policy might not cover any costs that may be incurred (Especially if it’s a standard travel insurance policy which doesn’t include pre-existing medical conditions like high blood pressure).
If you end up having to pay for a hospital visit or for medication in a foreign country, the insurance provider might not pay out to cover these costs and it could cost you a lot of money.
For this reason, we would always advise that you should declare it – even if you legally don’t have to.
That way you can enjoy your holiday with complete peace of mind.
Why Compare Travel Insurance for High Blood Pressure?
Accepting the first quote you're given may not be the best or cheapest solution for your circumstance.
Shopping around for high blood pressure travel insurance is the best way to save money, but phoning insurer after insurer or spending time declaring your pre-existing conditions on lots of different websites can be frustrating and time consuming.
With Medical Travel Compared you only have to submit you details once to be able to compare quotes from several insurance providers all in one place.
Does High Blood Pressure Affect Travel Insurance?
The price of medical travel insurance is based on a person’s current health status, so if you have recently been diagnosed with hypertension or had a recent change in medication, there may be an additional cost.
Having other medical conditions associated with high blood pressure such as a stroke, heart condition, angina or diabetes can also generate higher insurance premiums.
Apart from medical conditions, other factors such as your age, where you intend to travel to and for how long also influence the price.
Take a look at our Travel Insurance Destinations Guide to see how different countries can affect the cost of travel insurance when you have pre-existing medical conditions.
Medical Screening for High Blood Pressure Travel Insurance
When applying for travel insurance to cover high blood pressure, you will need to complete a medical screening. You can do this right here on Medical Travel Compared.
Our online quoting system is designed to guide you through this process and allows you to disclose information about your medical conditions quickly and easily.
For further information about living with high blood pressure, visit Blood Pressure UK.