Am I covered for accidents which aren’t related to my medical condition?

Yes. The medical section of your policy will cover you for any unforeseen injury, illness or disease that arises during your trip and it isn’t only limited to pre-existing conditions.

On some policies there may be a caveat relating to covering medical expenses that aren’t already covered by a reciprocal health agreement, for example the European Union (EHIC) and Australia (RHCA). It’s always wise to familiarise yourself with the requirements of a countries’ reciprocal health agreement prior to travel.

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