Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Originally posted: 7th Mar 2019

Hernia travel insurance

Having a hernia shouldn’t mean putting your travel plans on hold for too long. Many people travel with hernias without experiencing any problems, but if your hernia becomes symptomatic and in need of medical attention whilst you’re abroad, you’ll want to make sure you’re properly protected. With specialist hernia travel insurance cover, you can see the sights or unwind poolside safe in the knowledge your policy is designed to offer cover for any medical treatment for your condition whilst you’re away.

What is a hernia?

The internal organs of the body are held in place by muscular tissue. When an internal organ or body part pushes through weakened muscle, it’s called a hernia.  There are different kinds of hernia that people can experience depending on where they are located on the body. Quite often, people can be unaware that they have a hernia because they can be painless and only cause mild discomfort when in certain positions. However, hernias can worsen over time, becoming increasingly painful and sometimes requiring medical or even surgical intervention.

Can I travel after hernia surgery?

If you’ve had surgery to repair a hernia, you should speak to your doctor or GP before travelling. If a doctor deems you unfit to travel, any travel cover you take out will be voided, so make sure you follow medical advice and declare any surgery when looking for travel insurance quotes. 

After surgery of any kind there is need for a period of recovery, so make sensible choices when planning a trip during this time. 

Be mindful of the things you’ll need to do to keep safe and well when you travel. To avoid injury post-surgery, heavy lifting should be avoided, so bear this in mind when you need to carry luggage or load your car. Strenuous activities should also be avoided, so it’s perhaps best to leave the snowboard or mountain bike at home for the time being.

Can I fly with a hernia?   

If you’re flying to your destination, this will also depend on the advice of your doctor, especially if you’ve had surgery on your hernia. The NHS website gives approximate timeframes for the earliest someone can fly following surgery, with 4-5 days after simple abdominal surgery and 10 days after more complicated abdominal surgery.  If you intend to fly after hernia surgery, you may wish to take precautions to reduce your risk of developing deep vein thrombosis (DVT) by drinking more water and moving around on-board regularly.  You can find a complete list of ways to prevent DVT on the NHS website.

If you are given the all clear to fly with a hernia, you’ll need to consider your comfort for the duration of the flight and weigh up the pros and cons of flying short haul versus long haul. You may also wish to plan a more convenient transfer to your accommodation that will take you door to door without the need for a prolonged coach journey or a lengthy wait. 

What are the different types of hernia?

Most hernias are found in the torso, between the abdomen and chest. There are many different types of hernia that will require specialist hernia travel insurance, including:

  • Hernia
  • Bleichner hernia
  • Diaphragmatic hernia
  • Disc herniation
  • Epigastric hernia
  • Femoral hernia
  • Hiatus hernia
  • Incisional hernia
  • Inguinal hernia (groin hernia)
  • Internal hernia
  • Obturator hernia
  • Para-stomal hernia
  • Para-umbilical hernia
  • Spigelian hernia
  • Sportsman’s hernia
  • Umbilical hernia
  • Ventral hernia

When searching for travel insurance quotes you will be asked simple questions in relation to your condition. You’re likely to be asked about your specific type of hernia, how long you’ve had your hernia, how often you take medication, and whether you’ve had any surgery. Providing accurate information about your hernia will help to ensure you get the right cover for your condition, should you need to make a claim during your trip.

What does hernia travel insurance cover?

When you declare your hernia as a pre-existing medical condition insurance providers will typically use any available information about your medical status to create a specialised insurance policy tailored to your individual needs.

Even if your hernia hasn’t bothered you for a long time, it’s worth declaring it to the insurance provider to make sure your travel insurance stays valid and so you’re covered if you do experience problems unexpectedly.

Declaring a pre-existing condition can affect the price you pay for your premium, but often only by a small amount. In exchange you’ll receive extended cover on a standard travel insurance policy and extra peace of mind.

Although they can vary from one insurer to another, a standard policy usually covers travellers for:

  • Cancellation
  • Curtailment
  • Lost/stolen personal belongings
  • Personal accident
  • Emergency medical expenses and repatriation
  • Personal liability
  • Legal expenses
  • Travel delay

Insurance policy quotes provided by Medical Travel Compared take your specific medical condition in account, so you’ll receive the extra benefits associated with specialist hernia travel insurance.

No matter how unlikely it may seem, In the event you require emergency treatment for your hernia condition whilst you’re abroad, things like your treatment, hospital, and repatriation fees will be covered by your specialist policy. So, all you’ll have to worry about is getting better.

Compare hernia travel insurance quotes

Comparing hernia travel insurance quotes online is easy with Medical Travel Compared. With a single online medical screen form to complete, we’ll come back with a range of medical travel policies in just a few minutes.  You’ll be able to choose from a selection of competitively priced quotes that provide the right kind of extended cover for a declared pre-existing medical condition like a hernia.

Shop around in one location and get results quickly. You won’t need to provide the same information over and over again, and you’ll be able to compare quotes and cover from over forty UK insurers in your own time. Get a quote now, it’s easier than choosing which pair of flip flops to take with you.

Frequently Asked Questions

A pre-existing condition is a diagnosed medical condition that existed before taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the traveller's conditions. This could be a condition that a traveller has now, or has had in the past. If you are not sure what conditions you need to declare, we have online support available to help you 24/7!
It's really simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-existing conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.
Once you've declared all of your relevant pre-existing medical conditions we'll only show you quotes based on the conditions you have told us about.
No, we are unable to provide cover with any of your pre-existing medical conditions excluded.
You should tell us about the medical condition that required the procedure/operation. We will then ask about any treatments in the follow-up questions if this information is necessary.

* Price is based on 1 traveller aged 61, who has declared a hernia and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.

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