Over 90s Travel Insurance with Medical Conditions

Do I Need Specialised Travel Insurance if I Am Over 90?

Travel insurance for over 90s can help protect you against unexpected costs when travelling, including emergency medical treatment, holiday cancellations and lost belongings. While some insurers have upper age limits, specialist providers may still offer cover for travellers aged 90 and over, including those with pre-existing medical conditions, depending on their individual circumstances.

Finding travel insurance in your 90s can require a little more consideration, as fewer insurers may offer policies for this age group. However, whether you're planning a holiday abroad or visiting family and friends, comparing specialist providers can help you understand what cover may be available. A single-trip travel insurance policy could be an option, depending on your destination, trip duration and medical circumstances.

If you have a pre-existing medical condition, it's important to declare it accurately when arranging your insurance. This allows insurers to assess your medical history and determine whether they can offer cover, including protection for eligible medical emergencies abroad. You can find out more in our guide to travel insurance for pre-existing medical conditions.

At Medical Travel Compared, we specialise in helping people find travel insurance for pre-existing medical conditions. With just one medical screening, you can compare available quotes from our panel of over 30 specialist travel insurance providers, without having to approach each provider individually.

Compare travel insurance for over 90s today and explore the cover options available for your next trip.

Travel Insurance for Over 90s with Medical Conditions

We work with over 30 specialist providers to make sure we’re catering to as many medical conditions as possible. We'll ask you a few short and easy questions about your health history when you get a quote. If you answer yes to any of these, you'll need to tell us about the associated health conditions.

Medical conditions we can cover in your over-90 travel insurance policy include:

• Arthritis
• Heart conditions
• Cancer
• Respiratory diseases (like Asthma or COPD)
• Alzheimer's disease 
• Osteoporosis
• Diabetes
• Influenza and pneumonia 
• Obesity
• Depression
• Oral health

Don’t see your condition listed? No problem. Simply tell us about your condition when you get a quote, and we’ll match you with suitable policies so you can have total peace of mind that you're covered correctly. 

Additionally, if you are looking for more specific advice on your age, we have pages dedicated to over-50s travel insurance, over-60s travel insurance, over-65s travel insurance, over-70s travel insurance and over-80s travel insurance to help.

What Does an Over 90s Insurance Policy Typically Cover?

As a baseline, most travel insurance covers:

• Emergency medical expenses and repatriation - if you need emergency medical treatment, or have to be repatriated back to the UK in an emergency
• Lost, stolen, or damaged personal belongings - including any medication
• Cancellation and curtailment - insurance providers will cover you in the event of needing to cancel or cut short your holiday (usually for a medical reason)
• Travel delay - this isn’t always included, so check your policy
• Personal liability - if you cause accidental damage to another person or their property

Not all insurance companies will cover senior travellers of a certain age with senior travel insurance, but we can help you find companies that offer over-90s travel insurance and won’t show you quotes that have upper age limits below your age.

Whilst you may find that some travel insurance providers are unable to offer annual multi-trip travel insurance, it will usually be much easier to get single-trip travel insurance.

Travel Advice for the Over 90s

Travelling when you’re over 90 usually needs a bit of extra thought and preparation. Here are our five handy tips to keep in mind.

1. Speak to your GP before you book, to check you’re safe to travel. Don’t forget to tell them about any activities you have planned, and find out whether you’ll need travel vaccinations.  
2. Plan, plan, plan. Research where you want to visit, to check they’re suitable for you and have the right medical facilities, etc.
3. Make sure you have enough medication, plus a bit more, in case you’re unexpectedly delayed, and pack it in your hand luggage. If in doubt about what you need, ask your GP.
4. Speak to your travel agent about any questions or concerns you have about your trip, as the experts, they will be able to advise you.
5. Don’t forget about any optional extras you need, for example, cruise travel insurance is necessary for some holidays.

Compare the Best Deals for Over 90s Travel Insurance

We know that while travellers over 90 years old like a bit more reassurance when it comes to cover, you don’t want to pay over the odds for it. 

That’s why we make finding the right insurance for you, at the right price, as easy as possible. 

We compare quotes from over 30 leading medical travel insurers, all in one place. Our simple online tool also makes telling us about any health conditions simple. So why not give it a try?