Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Originally posted: 11th Apr 2024

Travel insurance for people with Kidney Disease

Travelling is an enriching experience, a departure from the everyday that opens up avenues of discovery and rejuvenation. But for those managing the intricacies of kidney disease, it can also represent a complex web of concerns. One such concern can be obtaining suitable travel insurance with a pre-existing condition like kidney disease. For these eager travellers, the allure of exploration is met with the realities of dialysis treatments, medications, and dietary needs that are crucial for maintaining health abroad.

We understand how challenging it can be to secure competitive travel insurance with kidney disease - so we're here to simplify the process for you!

With Medical Travel Compared, you can quickly compare quotes for specialist travel insurance tailored for pre-existing kidney conditions in just a few minutes.

Compare travel insurance policies for kidney disease across 30+ reputable and dependable insurance providers to discover outstanding cover at great value. You'll find the right travel insurance for someone with kidney disease effortlessly - allowing you to focus on planning your holiday!

Get a quote

Specialist Medical Cover

We only work with providers who specialise in covering pre-existing conditions.

Save Money

No discounts. No pressure. We’ll always show you the best prices from providers.

Do I need to declare Kidney Disease on my travel insurance?

When it comes to purchasing travel insurance, honesty truly is the best policy, especially regarding pre-existing medical conditions like Chronic Kidney Disease (CKD). It might feel tempting to omit mentioning your CKD in hopes of snagging a lower premium, but this decision can have far-reaching implications. Not declaring your condition could invalidate your insurance should you need to make a claim, leaving you vulnerable to substantial out-of-pocket expenses for medical treatments abroad.

Insurance providers base their policies on a risk assessment. By declaring your CKD, you enable them to offer cover that's accurately tailored to your specific health needs. Declaring your CKD is a step toward securing peace of mind during your travels, ensuring you're both protected and prepared for any medical needs that may arise.

When comparing quotes with us, you'll be asked to answer some questions based on the specific nature of your condition. The answers you provide enable us to provide you with quotes from a range of different travel insurance providers that you can compare from.

What Kidney Diseases can be covered by travel insurance?

When considering travel insurance, individuals with kidney conditions might wonder which diseases can be covered. The good news is, we work with a specialist panel of travel insurance providers that can offer coverage for a range of kidney diseases, ensuring that travellers can enjoy their journeys with peace of mind.

Conditions such as Chronic Kidney Disease (CKD), kidney stones, nephropathy, and those undergoing dialysis can generally find cover. However, the specifics can vary from one provider to another, and some conditions may require a more detailed assessment to tailor the insurance policy accurately.

For instance, if you're on dialysis, providers will want to know how often you undergo treatment and whether your condition is stable. Similarly, for those with kidney stones, factors like the frequency of episodes and any related complications might be considered.

The key is to provide complete and accurate information about your condition to find a policy that best suits your needs, ensuring that you're well-protected on your travels.

What is covered by Kidney Disease travel insurance?

Securing travel insurance that includes cover for kidney disease is crucial for anyone wanting to travel with confidence. Typically, kidney disease travel insurance aims to cover the unique set of challenges that individuals with kidney conditions may face. This form of insurance usually includes coverage for medical expenses, such as hospital stays and treatments related to your condition, ensuring that unexpected medical issues do not become financial burdens.

Additionally, kidney disease travel insurance often extends to cover the cost of emergency repatriation, should you need to return to the UK under medical advice. This is particularly reassuring for travellers, as it insures against substantial costs associated with medical flights or special arrangements required for safe return home.

Beyond medical coverage, these policies typically also offer compensation for trip cancellations or interruptions due to medical issues, loss of medication, and support services to assist in finding local medical facilities capable of providing necessary treatments.

It's important to read the fine print and understand the specifics of what your chosen policy covers. Insurance providers might have different definitions and cover limits, so ensuring that the insurance policy aligns with your individual needs is vital. Remember, the aim of kidney disease travel insurance is to mitigate the risks associated with travelling with such a condition, empowering you to explore the world with the comfort of knowing you're well-covered.

Side Street - Rome, Italy

Compare quotes from specialist Kidney Disease travel insurance providers

Finding the right travel insurance when you have kidney disease can seem like a daunting task, but we’re here to make the process not just easier, but also more transparent and tailored to your needs. With access to over 30 specialist travel insurance providers, we've got the resources to help you compare a variety of quotes in no time at all.

Our site is designed to be user-friendly and efficient. Simply fill in one straightforward form with some basic information about your trip and your medical history. We understand the importance of specifics when it comes to medical conditions, so we’ll guide you with the right questions to ensure that the quotes you receive are perfectly suited to your unique circumstances.

Once you’ve submitted your details, we'll search our panel of specialist providers to bring you all available quotes. You'll be able to compare the level of cover, premiums, and the specifics of cover, all tailored to your needs. Our aim is to provide you with the peace of mind that comes from knowing you have the right travel insurance cover, allowing you to focus on planning the enjoyable aspects of your trip.

The process is quick, straightforward, and designed with your needs in mind - and we’re here to support you every step of the way.

Get a quote

Rated Excellent

Trusted by thousands of people like you who've reviewed us on Trustpilot.

Save Time

No phone calls or paperwork. Join millions who've sorted cover online in minutes.

A pre-existing is any medical condition for which medical advice, diagnosis, care, or treatment was recommended or received before applying for a travel insurance policy. For some conditions, we'll need to know if they have ever been present, whilst for others if they occurred within a certain period.

It is simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-existing conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.

Single Trip insurance is for one-off, individual trips and will cover your specified travel dates. This is usually up to 45 days; however, some insurance providers can cover up to 94 days. If you’re not a frequent traveller, single trip cover is a great option and will likely be cheaper than an annual multi-trip cover.

If you travel 2 or more times a year, annual trip cover may very well save you money. The maximum duration of any trip will always be specified and will vary by provider. But don't worry, when you get a quote, we'll ask you what your maximum trip length is and only show you quotes that match!

* Price is based on 1 traveller aged 61, who has declared Chronic Kidney Disease and is travelling to France for 7 nights. The price is correct as of April 2024. Prices may vary according to your individual requirements.

Trusted by people
just like you

Don't just take our word for it...

If we're unable to help you find cover for a pre-existing medical condition, the Money Helper Directory has listings of companies that may be able to assist you. Further details can be found on their website.

Related Products