Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Originally posted: 23rd Dec 2019

COVID-19 Cover Update

We’ll only show you quotes from providers who are able to cover emergency medical expenses if you catch the virus abroad, and some of our providers are able to offer additional cover. Please see the below frequently asked questions, or read our full guide for more information.

Why do you need over 60s travel insurance?

Finding the right travel insurance is an important part of planning a trip - and with Medical Travel Compared, you can compare cover for people aged 60 and above across a range of specialist providers. 

As you get older, finding holiday cover at a reasonable price can be tricky. Especially if you have a pre-existing medical condition to declare.

But with our easy-to-use online tool, you can compare cover from insurance providers all in one place - and choose the one most suitable for you in minutes.

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Travel insurance for over 60s with pre-existing medical conditions

As mentioned above, we work with a wide variety of medical travel insurance specialists, who provide cover for a range of pre-existing medical conditions. 

You can declare your pre-existing conditions with us before comparing cover. 

This refers only to conditions for which you’ve been properly diagnosed - i.e. conditions for which you’ve had surgery, or treatment, in the last two years – plus any cancerous, stroke, heart or breathing conditions you’ve ever been formally diagnosed with.

This also includes conditions for which you take prescribed medication for. Failing to do so could invalidate your policy, and the last thing you want to discover is that you’re not covered should you face a medical issue abroad.

If you’re unsure what you have to declare when applying for travel insurance for over 60s with medical conditions, then feel free to chat with our Support Team.

Here are some of the more common types of conditions we can help you find cover for:

  • Heart & Circulatory
  • Digestive
  • Respiratory
  • Autoimmune
  • Cancer 
  • Mental Health

Over 60s annual multi-trip or single trip cover

You can buy medical travel insurance for a single trip with the help of Medical Travel Compared. If you’re only planning to holiday abroad once in the next year, this is probably the best way to go.

On the other hand, if you know you’re going to be going on holiday a few times over the next year, an annual multi trip policy is probably the better option. 

Even if you’ve only got one holiday booked for now, it’s a good idea to compare prices between a single-trip policy and an annual plan. Then you can make an informed decision.

Are there different levels of over 60s insurance cover?

When comparing cover, you’re likely to find that some providers will offer more coverage than others

Usually, travel insurance costs more if cover is enhanced in certain areas. For example, depending on the duration of your trip(s), you need long stay cover, cover for multiple trips - or even specialist cover for certain pre-existing medical conditions. 

All these things have a bearing on how much cover is offered by any given policy, so you should always carefully check this prior to purchasing. 

With us, you can even select one of our additional cover options before you compare quotes:

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Over 60s travel insurance tips

There are a few things you may want to keep in mind before you start comparing cover.

  • Have you declared your pre-existing medical conditions? (If you don’t you won’t be fully covered)
  • Have you carefully checked the policy documents to ensure you know exactly what’s covered?
  • Have you selected the right type of policy? (Single trip or annual multi trip?) 

If you can answer these questions, you’re ready to get started with our straightforward online comparison tool.

Compare deals to get the best over 60s cover

With Medical Travel Compared, people aged 60 and above can find and compare travel insurance across a range of leading providers in minutes. 

We make it easy to compare quotes all in one place - so you don’t have to waste any precious holiday planning time. 

Simply enter your personal details (including age), information in relation to your trip(s) (including duration and destinations) - and of course, any pre-existing conditions. 

And that’s it. 

Compare deals today - and get covered in minutes.

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Frequently Asked Questions

We’ll only show you quotes from providers who are able to cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Some of our providers are able to offer additional cover, such as cancellation cover should you catch COVID-19 or have to self-isolate because of suspected symptoms before departure. We’ll make it clear who these providers are when you’re comparing quotes so you can choose the policy that is right for you.

This doesn’t apply to all insurance providers, so unless otherwise stated, for all other sections of cover, you wouldn’t be covered if making a claim as a result of COVID-19.

For more information, we recommend reading our full guide here.

If the FCO are advising against all, or all but essential travel to your destination at the time of your trip, there will be no, or extremely limited cover provided by your policy.

You can still choose to take out a policy now for a future holiday, but it is very important to note that if the FCO are still advising against all but essential travel to your destination at the time of your trip, your cover will not be valid.

For more information, we recommend reading our full guide here.

Since we work with such a long list of specialist providers, there is plenty of choice available for over 60s as far as travel insurance is concerned. Our tool enables us to find you the most relevant quotes based on your individual requirements.
Age does have an impact on the cost of insurance - and the older you are, the higher your premiums are likely to be. That being said, you should always assess cost on a policy by policy basis - and with Medical Travel Compared you can easily compare cover to find the best value.
Mostly details regarding your trip(s) - including location and how long you plan to be away for (per trip). You’ll need to know exactly what dates you need to be covered for - as you don’t want to end up out of pocket by telling your provider the wrong dates!
This depends on the provider - some might have exclusions, some will not. Always check if your prospective provider has a list of notable exclusions you can look at before you proceed to buy a policy from them.
Again, some providers might limit the number of days you can be covered for per trip - so it’s important to check this before purchasing.

* Price is based on 1 traveller aged 60, who has no medical conditions and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.


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