Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.
Why do you need over 60s travel insurance?
Finding the right travel insurance for those over 60 doesn't have to be difficult. Medical Travel Compared helps you compare quotes from specialist providers in one place, making it easier to find cover that suits your travel plans and medical needs.
Whether you're looking for over 60s travel insurance for a single trip or annual cover, you can compare policies from a range of trusted insurers in minutes.
Compare travel insurance over 60 today and find suitable cover for your next holiday.
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Getting over 60 travel insurance with medical conditions
As mentioned above, we work with a wide variety of medical travel insurance specialists, who provide cover for a range of pre-existing medical conditions.
You can declare your pre-existing conditions with us before comparing cover.
This also includes conditions for which you take prescribed medication. Failing to do so could invalidate your policy, and the last thing you want to discover is that you’re not covered should you face a medical issue abroad.
If you’re unsure what you have to declare when applying for travel insurance for over 60s with pre-existing medical conditions, then why not read our article, Which Medical Conditions Do I Need To Declare?
Here are some of the more common types of conditions we can help you find cover for:
What is a pre-existing medical condition?
Dr Sarah Jarvis is the Clinical Director of the Patient Platform, an active medical writer, broadcaster, and the resident doctor for BBC Radio 2.
A pre-existing medical condition means a condition that you have been diagnosed with or treated for before taking out your travel insurance policy. This may be a health condition you have now or one that you no longer suffer from but have had in the past. Whilst you’ll need to tell us about most pre-existing health conditions if you have been diagnosed or treated for them (including repeat prescriptions) within the last 2 years, some conditions, such as heart or respiratory-related conditions, we’ll need to know if you’ve had them in the last 5 years.
Over 60s annual multi-trip or single-trip cover
When choosing holiday insurance for those over 60, one of the first decisions is whether a single-trip or annual multi-trip policy is right for you.
If you're planning one holiday this year, a single-trip policy may offer the best value. If you're planning multiple holidays, an annual policy could be the more cost-effective option.
Even if you’ve only got one holiday booked for now, it’s a good idea to compare prices between a single-trip policy and an annual travel insurance policy. Then you can make an informed decision and have complete peace of mind.
Are there different levels of over 60s insurance cover?
Not all over 60 travel insurance policies provide the same level of cover. Benefits, limits and optional extras can vary between insurers, so it's important to compare policies carefully before buying.
The best travel insurance for over 60 will depend on your destination, trip length, medical history and the level of cover you need.
Usually, travel insurance costs more if cover is enhanced in certain areas. For example, depending on the duration of your trip(s), you may need long-stay cover, cover for multiple trips, or even specialist cover for certain pre-existing medical conditions.
All these factors affect how much cover is offered by any given policy, so you should always carefully check this prior to purchasing.
Get a quoteBefore buying holiday insurance for travellers over 60
Before comparing holiday insurance over 60, it's worth checking that you've declared any medical conditions, selected the right policy type and reviewed the cover levels available.
Taking a few moments to compare your options can help you find the best holiday insurance for over 60s for your individual needs:
- Have you declared your pre-existing medical conditions? (If you don’t, you won’t be fully covered)
- Have you carefully checked the policy documents to ensure you know exactly what’s covered?
- Have you selected the right type of policy? (Single trip travel insurance or annual multi-trip?)
If you can answer these questions, you’re ready to get started with our straightforward online comparison tool.
Compare deals to get the best over 60s cover
With Medical Travel Compared, people aged 60 and above can find and compare travel insurance across a range of leading providers in minutes.
We make it easy to compare quotes all in one place, so you don’t have to waste any precious holiday planning time.
Simply enter your details (including age), information about your trip(s) (including duration and destinations), and, of course, any pre-existing conditions.
Compare quotes today and find cover tailored to your age, travel plans and medical requirements
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Frequently Asked Questions
Since we work with such a long list of specialist providers, there is plenty of choice for over-60s when it comes to travel insurance. Our tool helps us find the most relevant quotes for your specific requirements.
Age does impact the cost of insurance, and the older you are, the higher your premiums are likely to be. That being said, you should always assess cost on a policy-by-policy basis, and with Medical Travel Compared, you can easily compare cover to find the best value.
Mostly details regarding your trip(s) - including location and how long you plan to be away for (per trip). You’ll need to know exactly what dates you need to be covered for, as you don’t want to end up out of pocket by telling your provider the wrong dates!
This depends on the provider - some might have exclusions; some will not. Always check whether your prospective provider has a list of notable exclusions you can review before you buy a policy from them
Again, some providers might limit the number of days you can be covered per trip, so it’s important to check this before purchasing.
The best travel insurance for those over 60 will depend on your destination, age, medical history and the type of cover you need. Comparing quotes from multiple providers can help you find suitable cover at a competitive price.
Yes. Many insurers offer over 60 travel insurance with medical conditions. By declaring your conditions during the quote process, you can compare policies tailored to your individual health and travel requirements.
* Price is based on 1 traveller aged 63, who has no medical conditions and is travelling to France for 7 nights. The price is correct as of July 2026. Prices may vary according to your individual requirements.
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If we're unable to help you find cover for a pre-existing medical condition, the Money Helper Directory has listings of companies that may be able to assist you. Further details can be found on their website.
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