Travel Insurance for Cancer Patients

Can you get travel insurance if you have cancer?

Yes, it is possible to get travel insurance if you have cancer. While it is not guaranteed (it depends on the severity of your condition), most cancer patients should be eligible.

Travel insurance for cancer patients is offered by many specialist travel insurance providers. We work closely with these providers to ensure you get the best deal on travel insurance for people with cancer.

Travel insurance for cancer is designed to cover you for any issues related to your condition while travelling.

What information do I have to disclose?

First of all, most insurance providers will expect you to tell them if you’ve ever had a cancerous condition. 

Just to be clear - this applies if:

• You’ve recently been diagnosed with a cancerous condition 
• Your cancer is in remission 
• You’ve been given the all clear following treatment 

However, you should also bear in mind that insurance providers will also take your individual circumstances into account when you purchase a policy. 

For example, once you declare cancer - we’ll ask you a few questions about the nature of your condition, treatment and anything else that can help us determine the type of cover you would need from any given provider. 

This also applies when providers calculate the cost of your cover. For example, if you’ve had cancer in the past, but got the all clear many years ago - your premium will be less than it would be if say you’ve had a recent diagnosis.

Which types of cancers are covered?

We understand that there are lots of different types of cancer. The good news is that we can help you find and compare cover for a range of different cancerous conditions all in one place. 

We know that there are many different types of cancer, but here are a just a few that we can help you find cover for.

• Breast
• Prostate
• Skin

What is typically covered in a policy?

Different providers will include different types of cover, but the main things generally include:

• Cancellation
• Medical expenses & repatriation
• Theft/loss of belongings
• Personal accident

Cover will also depend on the nature of your condition (as per the answers you provide during medical screening, see below) and also whether you choose to select any optional extras.

Optional extras can be selected before comparing quotes. This relates to additional travel insurance that can be added on to your main policy. This includes gadget cover, cruise cover and winter sports cover. 

Medical screening for cancer travel insurance

Medical screening refers to the questions you’ll be asked about your condition. This helps travel insurance providers get more of an understanding of your individual circumstances and medical history - so they can offer you the right cover. 

If your cancer has spread to any other areas of the body, make sure to declare the primary cancer (where it started) first.

It’s also possible you will also be asked if you take strong painkillers. This refers to patches, Tramadol and anything Morphine based – if you’re not sure, please consult your doctor.

You must answer these questions as accurately as possible to ensure you find policies that fully cover you once abroad.  

If you need any further support or assistance when declaring your condition - just know that our friendly support team is on hand to answer any questions you might have.

Travel tips for cancer patients

1. Consult your doctor before travelling: Never travel against the advice of your doctor. If you’ve been warned not to travel - some providers will not be able to cover you, so always be sure to bear this in mind BEFORE you purchase travel insurance.
2. Take medical documentation with you: As well as any travel insurance documentation - make sure you bring copies of medical documents relating to your condition. This might include details treatment, medication etc.
3. Make a list of all your medication: Check that you can bring your medication with you for starters. Then, it’s up to you to make sure you bring it with you - the last thing you want to do is arrive at your destination without it. 

Compare quotes from specialist insurance providers

Our online quote comparison tool is easy to use - and once you declare your condition, you can compare from a variety of different specialist travel insurance providers in minutes. 

To get started, all you need to do is complete some personal details (including age) and tell us about your trip. 

Following on from this you can declare your pre-existing conditions before comparing quotes. You’ll be able to sort out your travel insurance in a matter of minutes - meaning you can crack on with the more exciting things on your holiday to-do list. 

Once you’ve listed your personal details including age, all you need to do is tell us about your trip and any pre-existing conditions before comparing quotes. 

Again, it’s worth reminding you that we work with the very best and most reputable providers - so you can be sure you’re in good hands.