Daniel Boyd
Author: Daniel Boyd, Customer Experience Executive

Daniel has been offering front-line customer support for the past five years across a wide range of sectors.

Originally posted: 17th Oct 2013

Travel insurance for over 80s

Embracing travel over 80? Compare cover for over 80s travel insurance and grab adventure with both hands. There’s never been a better time to see the places you’ve always wanted to see and try new experiences around the world.

As you get older, your travel premium increases as health issues tend to naturally become more prevalent. Although costs are higher, it’s important to find adequate over 80 travel insurance to make sure you’re covered should you fall ill or suffer an injury or accident.

At Medical Travel Compared, we believe age should never be a barrier to adventure. You should be able to enjoy travelling, holidays and cruises no matter your age! We’re here to help you find travel insurance for over 80s with as little hassle as possible.

The team at Medical Travel Compared weigh up quotes from over 40 leading travel insurance providers to find you the very best deal on your over 80s travel insurance - so you can compare cover quickly and get back to the fun of planning a trip of a lifetime.

Why do I need over 80s travel insurance?

Travel insurance for over 80s is a necessary part of planning for your next trip. However, the older you are, the naturally higher risk you become to insure. Because of this. some travel insurers simply choose not to offer travel insurance over 80, especially if you have a pre-existing medical condition.

Medication, treatments and hospital care can be incredibly costly abroad if you are uninsured, or if your insurance does not adequately cover your needs. This can mean high medical bills long after the trip has ended - not the kind of memories you’re looking for!

Here at Medical Travel Compared, we compile travel insurance quotes for over 80s from 40+ travel insurance companies - saving you time, hassle and the potential confusion of getting the wrong cover. With the help of any additional information you may have, we can filter the results to make sure we find the right quote and the right cover for you.

Types of travel insurance for over 80s

We offer a range of over 80s travel insurance to suit you, your holiday and any pre-existing medical conditions you may have. Take a look below to find the right over 80s travel insurance for you:

Annual travel insurance for over 80s

A multi trip or annual travel insurance policy for over 80s is a great option if you plan to go on holiday more than once over the next year, often working out cheaper than single trip travel insurance.

Annual multi trip travel insurance keeps you covered for 12 months, so you’re set for pre-planned holidays as well as spontaneous trips.

Just make sure you check your terms and conditions before you go - some policies have a limit on the number of days away.

It’s easy to renew, but we’d always recommend shopping around - just in case there’s a better deal this time next year!

Single trip travel insurance for over 80s

If you’re planning just the one trip this year, a single trip travel insurance policy is likely the best and cheapest option for you.

Regardless of the type of policy, travel insurance for over 80s tends to be more expensive as risks are higher - so it makes sense to save where you can.

We always recommend comparing quotes from multiple insurers to find a good deal on your over 80s travel insurance. Here at Medical Travel Compared, we do the hard work for you!

We’ll help you find a quote that fits your needs and the dates for your trip - all for the best possible price.

Long stay travel insurance for over 80s

Planning a longer stay away? Whether you’re escaping the harsh winter months or just looking for a change of scenery for a while, a long stay travel insurance policy is a great choice for extended trips.

The majority of long stay travel insurance policies cover you for up to 60 days away (although some insurers offer cover for longer periods).

If you’re planning a longer trip, you may want to evaluate different options - annual travel insurance might seem the simplest choice as you are covered for 12 months, but these policies often have a cap on the amount of days away.

The team at Medical Travel Compared are here to help - we recommend comparing quotes to get the best deal for your long stay trip. If you need any assistance, please refer to our help centre.

Cruise travel insurance for over 80s

At Medical Travel Compared, we love a cruise - nothing quite beats having the comfort and ease of all your amenities on one glamorous cruise ship, with the added excitement of waking up in a new destination with every passing day.

Ideal for those with reduced mobility or avoiding stressful flights, cruises are a popular choice with our customers who just want a relaxing, hassle-free break.

However, it’s still important to get a cruise travel insurance policy should you need medical attention or care whilst away; which can be costly depending on the circumstances.

We’re here to help. Cruise cover is an extension that can be added to your regular travel insurance policy and we’ll compare quotes with this in mind so you don’t have to look for alternative quotes.

Why choose Medical Travel Compared?

Finding the right travel insurance policy should be easy, no matter your age - even if you need travel insurance with medical conditions over 80!

We’re on hand to help. The team at Medical Travel Compared are dedicated to making the process as simple as possible for you, with our quick and easy tool to compare quotes from over 40 leading medical travel insurance providers.

As a top rated and highly trusted comparison site for people looking for over 80s travel insurance – even those with pre-existing medical conditions – we’d love to help you find the cover you need today. Why not read the 5 star reviews from hundreds of happy Medical Travel Compared customers to see for yourself?

Cheap travel insurance for over 80s

We know that over 80s travel insurance can seem really costly in comparison to how much you might’ve paid in previous years.

You may be tempted to go for a cheaper policy that offers less; however we recommend comparing prices and options to make sure you get the best deal - and the right policy - for you.

It’s also important to declare any pre-existing medical conditions. If you don’t, the policy you buy may not provide full coverage for you, so make sure you clearly list these on your application form.

Medical Travel Compared makes it easy for you to discover and compare multiple travel insurance options to find one that works for you at the most competitive price.

One of our top tips is to buy your travel insurance as soon as you’ve booked your holiday, just in case you need to make any last-minute changes or cancellations.

A few tips when buying travel insurance over 80

Tip 1: Buy travel insurance as soon as you've booked a holiday

Congratulations on booking your trip! It’s a really exciting time. Our top tip is to buy your travel insurance as close to booking your holiday as possible to help cover any ‘just in case’ circumstances - such as last-minute cancellation or pre-trip illness.

Tip 2: Don’t forget to add your travelling companions

If you insure yourself separately rather than with a group, you could find that you’re not fully covered in the event of cancellation of curtailment due to a pre-existing medical condition of someone else in your group. That said, if your companions have no pre-existing medical conditions, they’ll simply get added security if added to your policy.

Tip 3: Check the length of trip duration on annuals

Make sure you check the maximum number of days allowed per trip in your annual policy. If you’re looking to travel for more than 31 days, you might need a single trip policy for over 80s instead to cover a longer duration – typically up to 60 days.

Frequently Asked Questions

A pre-existing condition is a diagnosed medical condition that existed before taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the traveller's conditions. This could be a condition that a traveller has now, or has had in the past. If you are not sure what conditions you need to declare, we have online support available to help you 24/7!

It's really simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-existing conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.

Once you've declared all of your relevant pre-existing medical conditions we'll only show you quotes based on the conditions you have told us about.

No, we are unable to provide cover with any of your pre-existing medical conditions excluded.

You will need to add each country that you are visiting. If you are on a flight stopover this will include any countries where you leave the airport. If you are on a cruise it includes any countries where your ship will be docking at.

* Price is based on 1 traveller aged 80, who has no medical conditions and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.

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