Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

What is single trip travel insurance?

Single trip travel insurance is a type of travel insurance that covers you for one trip only.

Unlike annual multi-trip travel insurance, this type of insurance is designed to cover one-off, individual trips and will insure you for the period of your specified travel dates. 

Single trip insurance can cover a range of eventualities such as cancellation, personal accident, lost or stolen personal property and many more. 

Continue scrolling down the page to find the answers to some of the most frequently asked questions about single trip travel insurance - or quickly navigate to the most relevant section for you via the menu.

COVID-19 Medical Cover

We’ll only show you quotes from providers who cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Enhanced COVID Cover

Extra cover that'll give you & your holiday even more protection against COVID-19. Compare quotes from leading providers with this additional cover today.

Why should you get single trip travel insurance?

Getting travel insurance is a key part of preparing your trip. 

If you’re not covered, it could cost you dearly - whether that’s through unexpected medical expenses, an accident, loss of personal belongings, or anything else. 

Ultimately, nobody wants to make a claim - but having travel insurance is there to put your mind at ease so you can enjoy your holiday without worrying about any of the above.   

If you live with pre-existing medical conditions, the very best way to ensure you’re not out of pocket (should your medical conditions cause any complications before or during your trip) is to buy a travel insurance policy that includes cover for them.

Medical Travel Compared specialises in helping people who may have difficulty getting standard cover due to age or medical history, so you’re in safe hands.

Use our simple and straightforward online medical screening facility to declare your pre-existing medical conditions and anything for which you take prescribed medication.

We will then search our panel of over 30 specialist medical travel insurers to offer you a choice of cover levels and premium options to suit both your travel needs and your budget. You may also find that getting accepted for single trip cover with medical conditions is easier than with annual multi-trip.

What does single trip travel insurance cover?

This varies across our panel of travel insurance providers, but you can generally expect to be covered for:

  • Cancellation - in case your holiday is cut short, or cancelled altogether. 
  • Personal Accident - in case you need to pay out as a result of an accident. 
  • Medical & Repatriation Expenses - in case you need emergency assistance or medical repatriation back to the UK.
  • Mobility Aids - to cover the things you rely on most. 
  • Baggage Loss - in case your luggage goes AWOL. 
  • Theft - unfortunately, your personal belongings are arguably more vulnerable to theft when you travel.

In terms of specific conditions, single trip travel insurance can cover you for a range of different pre-existing medical conditions. 

Provided cover exists for your condition, we’ll do our best to find the best value across a variety of specialist providers. 

Some of the main conditions that can be covered under single trip travel insurance include: 

Are there different levels of single trip cover?

Yes - there are different levels of single trip travel insurance. 

In simple terms, this means that some policies may include more comprehensive coverage than others. This is something to keep in mind when comparing quotes from different providers. 

Depending on what type of trip you’re planning - it’s wise to ensure you have the right type of cover to meet your needs. And, it’s always worth thinking about the different areas where you might need to upgrade your cover.

Optional Extras

You can also add optional cover to a single trip policy when you compare quotes with us. 

This includes cover for any gadgets you’re travelling with - as well trip-specific cover. So, if you’re going on a cruise, or a ski trip, you should let us know.

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Things to consider when looking for single trip cover

While we’re all after a cheap deal on our travel insurance, you need to remember that the cheapest insurance isn’t always the best option – especially if you have medical conditions you need to be covered.

Cheaper policies also often come with a higher premium, so you may find yourself paying more should you need to claim on your policy.

Comparing insurance policies side-by-side will give you the best possible view of which is the best deal. Be sure to read the small print and ensure your specific conditions or the activities you’ll be doing (skiing, for example) are covered.

If you have any doubts about your quote, you can always ring the provider and they should be able to shed light on the specifics of what their policy will cover you for.

If you are travelling in a group or with your family, a quick money-saving tip is to look for single trip family travel insurance. This way, you can put all your family onto one policy instead of having to pay for several separate ones.

Be sure to take a look at the cover details that we provide with each quote, making sure it covers you for everything you need.

Check the cancellation limit is enough to cover the cost of your holiday should you have to cancel, and pay attention to the excess that applies and decide if the amount is affordable should you make a claim. 

It’s also important to bear in mind the fact that cancellation cover will start from the date you buy the policy - so you can rest assured that you’ll be covered right away.

Compare deals and get great single trip cover

Medical Travel Compared is intended for UK residents of all ages, and can help arrange cover for both short and long stay holidays.

Once you have entered your details, you can then review the search results in price order.

It’s that simple - and it literally takes minutes

Get started by clicking the button below.

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Frequently Asked Questions

We’ll only show you quotes from providers who are able to cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Some of our providers are able to offer additional cover, such as cancellation cover should you catch COVID-19 or have to self-isolate because of suspected symptoms before departure. We’ll make it clear who these providers are when you’re comparing quotes so you can choose the policy that is right for you.

This doesn’t apply to all insurance providers, so unless otherwise stated, for all other sections of cover, you wouldn’t be covered if making a claim as a result of COVID-19.

For more information, we recommend reading our full guide here.

If the FCDO are advising against all, or all but essential travel to your destination at the time of your trip, there will be no, or extremely limited cover provided by your policy.

You can still choose to take out a policy now for a future holiday, but it is very important to note that if the FCDO are still advising against all but essential travel to your destination at the time of your trip, your cover will not be valid.

For more information, we recommend reading our full guide here.

You will need to add each country that you are visiting. If you are on a flight stopover this will include any countries where you leave the airport. If you are on a cruise it includes any countries where your ship will be docking at.
The start date will need to be the date you leave your home to start your trip, and the end date will be when you arrive back home. This includes any travel to and from an airport or port.
Most insurance providers will cover you for up to 45 days, however, there are a few who may be able to cover you for up to 94 days.
If you are going on 2 or more trips a year, then an Annual Trip policy may save you money!
A pre-existing condition is a diagnosed medical condition that existed before taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the traveller's conditions. This could be a condition that a traveller has now, or has had in the past. If you are not sure what conditions you need to declare, we have online support available to help you 24/7!

* Price is based on 1 traveller aged 61, with no medical conditions, and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.

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Don't just take our word for it...

If we're unable to help you find cover for a pre-existing medical condition, the Money and Pensions Service (MaPs) have launched a new directory listing companies that may be able to assist you. You can find out more information on their website.

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