Modified on 29th Aug 2019

Guide to over 70s travel insurance

Preparing for an upcoming holiday in your 70s should be something to look forward to; packing your suitcase, researching sightseeing spots and dreaming about delicious local cuisine.

You don’t want to dull the excitement by spending hours looking for the right travel insurance. That’s why Medical Travel Compared makes the process as simple and easy for you as possible.

Instead of trawling through multiple websites looking for travel insurance for over 70s, we compare quotes from over 40 reliable travel insurance providers to bring you all your available options – all in one place.

Choosing the right over 70s travel insurance policy takes minutes with Medical Travel Compared, so you’re free to get back to preparing for your trip!

Why do over 70s need travel insurance?

The delights of travelling don’t stop as you get older. If anything, retirement gives you the perfect excuse to travel the world and visit new and exciting places.

That said, as you age you become more prone to health issues, meaning the price of your travel insurance policy is likely to go up. However, without the correct cover you could end up paying an even heftier price tag if you need medical attention while you’re abroad. A full cover health insurance policy for over 70s takes away the worry, leaving you confident you’ll be covered should anything happen.

What’s more, Medical Travel Compared makes the process as simple for you as possible; comparing prices from over 40 leading health insurance providers in one place. This makes finding the right policy a task that takes minutes – not hours – leaving you free to get back to planning your trip.

Types of travel insurance we offer for over 70s

Declaring your condition means Medical Travel Compared can show you quotes that are relevant to you, offering you full cover in the event of you needing emergency medical attention while abroad.

Here at Medical Travel Compared, we can show you multiple travel insurance options within minutes, so you don’t have to waste hours searching for a policy on various sites. What’s more, you’ll be able to quickly compare costs between providers too, leaving you confident you’re getting the cover you need at a competitive price.

Annual travel insurance for over 70s

If you travel a few times a year, an annual travel insurance policy for over 70s is the most cost-effective option for you.

This covers you for the full 12-month period, saving you the hassle of sorting individual insurance for each trip. It’s worth checking how many days of travel per year you’re covered for, as there’s usually a limit on the number of days an insurer will cover you for.

Medical Travel Compared will compare various quotes for you within minutes, so you can choose the policy that contact works best for you.

Annual insurance policies are easy to renew, too –most providers contact you after a year to prompt you to renew your contract.

Single trip travel insurance for over 70s

Only planning to take one or two trips this year? Then you don’t need annual coverage – try a single trip policy for over 70s instead.

A single trip policy for over 70s will cover you for the exact dates you’re away, making it cheaper than an annual policy. Bear in mind that most providers have a 60-day limit for single trip policies, so you may need a long stay policy if your trip exceeds this duration. Here at Medical Travel Compared, we make the process of choosing a single trip policy as quick and simple as possible. Simply fill in the form – disclosing any pre-existing conditions in detail – and let us do the rest.

We’ll find you policies from over 40 of the most trusted travel insurance providers out there, letting you browse between options and easily compare prices to find a policy that works for you.

Long stay travel insurance for over 70s

If you’re planning a trip that’s longer than 60 days, a long stay travel insurance policy for over 70s is your safest option.

The definition of a ‘long trip’ will differ from provider to provider, so make sure the policy you choose covers you for the full duration of your holiday. Luckily, Medical Travel Compared helps you easily compare prices and policies so finding the right one is simple.

The price of your long stay policy will depend on a few factors; the duration of your stay, your age and the destination you’re visiting. It’s important you provide us with accurate information about your plans so the policies we compare for you cater to your specific needs.

If you’re travelling within the EU, you’ll likely be offered a longer period of cover, whereas travelling worldwide may be shorter, so make sure you check with your provider.

Ski insurance for over 70s

A skiing holiday is more high-risk than a normal holiday, so your policy will be more expensive. In fact, some providers won’t provide cover for an over 70s ski holiday at all due to the added risk.

But, don’t worry, Medical Travel Compared will help you find a health provider that does!

Just give us the details of your trip and we’ll use our simple comparison tool to show you which policies are available for you. Though options are more limited, we’ll help you find affordable cover in no time, so you can get back to dreaming about the slopes.

Cruise travel insurance for over 70s

Looking to sail away on a cruise? Then specialist cruise insurance is what you need.

Specialist cruise insurance will be slightly more expensive than standard insurance due to the nature of a cruise. Not only do you usually visit multiple countries, but you can sometimes enjoy fun activities such as kayaking, too, so you need a policy that’ll cover you in these circumstances. Cruises are also typically longer than standard holidays, so the right cover will take this into account too.

Simply fill out your quote application to let us know your plans, then we can make sure the policies we show you will fully cover your activities.

Bear in mind you’ll usually need to sort your specialist cruise insurance in advance of your trip – many travel agents don’t accept bookings without it. The benefits of getting organised early? Your insurance will cover you in the lead up to the cruise date too, so if you can’t make your trip due to a pre-existing medical condition, you’ll be covered.

Why choose Medical Travel Compared?

If you don’t fancy trawling around multiple websites looking for competitive insurance quotes, we don’t blame you! That’s why Medical Travel Compared does the hard work for you by browsing over 40 leading insurance providers to bring you the best quotes from across the board.

Compare cover in minutes by filling in the application form today. The process is quick and easy and you’ll get all the information you need to make an informed decision about your policy.

We want you to feel excited about your holiday – not spend hours researching insurance online – so our service is made with you in mind. But don’t just take our word for it, see what our happy customers are saying for yourself!

Cheap travel insurance for over 70s

The base rate for standard holiday insurance depends on your age, the destination and the duration of your trip. This cost increases if you have a pre-existing medical condition or are going on a high-risk trip, such as skiing.

The price also increases with age because we become more prone to health issues as we get older. All of this is taken into account when calculating the cost of your insurance policy.

While prices will differ from provider to provider, it’s important you choose a policy that fully covers your individual needs. This may mean you end up paying slightly more, but at least you’ll be fully covered. In the event of you needing emergency medical treatment while abroad, you can rest assured you won’t be left with a hefty price tag.

A few tips when buying travel insurance over 70

Tip 1: It pays to be organised

You can start looking for a great value insurance policy with Medical Travel Compared as soon as you know about your trip. That way, you’ll be covered in the event you have to cancel before the start of your holiday.

Tip 2: Don’t forget to add your travelling companions

If you add members of your group to your policy too, it means you’ll be covered in the event you have to cancel or cut your trip short due to a pre-existing medical condition from anyone on the policy. What’s more, they’ll have security too, meaning you can all relax knowing medical attention is there for you if you need it – you’re all covered.

Tip 3: Check the length of trip duration on annuals

The maximum number of days per trip allowed in your annual policy can sometimes vary, so make sure you check with your provider how many days you’re allowed per holiday, so you know you’re fully covered.

Tip 4: Cruise cover for over 70s holiday insurance

Travel agents and cruise ships will usually require you to have adequate cover before boarding. This offers you protection if you miss your departure or need medical attention while on the cruise – for example, if you fall ill and need to be airlifted to a mainland hospital.

Frequently Asked Questions

A pre-existing condition is a diagnosed medical condition that existed prior to taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the travellers conditions. This could be a condition that a traveller has now, or has had in the past. If you are not sure what conditons you need to declare, we have online support available to help you 24/7!

It's really simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-exisiting conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.

Once you've declared all of your relevant pre-exisiting medical conditions we'll only show you quotes basend on the condiitons you have told us about.

No, we are unable to provide cover with any of your pre-exisiting medical conditions excluded.

No. We can search for travel insurance quotes for all ages. However, the number of annual multi-trip quotes for older travellers may be limited due to age restrictions imposed by the providers that we search. If you are unable to get an annual trip quote, try a single trip quote instead.

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