What is over 70s travel insurance?
Over 70s travel insurance is specialist cover for people aged 70 and above - and with Medical Travel Compared, people within this age range can compare quotes across a range of leading providers offering this type of cover for senior citizens.
Instead of trawling through multiple websites looking for the best travel insurance for over 70s, we compare quotes from over 30 reliable travel insurance providers in an instant to bring you all your available options – all in one place.
Choosing the right over 70s travel insurance policy takes minutes with Medical Travel Compared, so you’re free to get back to preparing for your holiday!Get a quote
COVID-19 Medical Cover
We’ll only show you quotes from providers who cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.
COVID Related Cover
Extra cover that'll give you & your holiday even more protection against COVID-19. Compare quotes from leading providers with this additional cover today.
What does travel insurance for over 70s typically cover?
Different providers will offer different things, but generally speaking, holiday insurance for those over 70 will still cover you for:
- Medical expenses & repatriation
- Theft/loss of belongings
- Personal accident
Some providers may include cover for mobility aids like crutches and wheelchairs - so it’s always worth checking whether this is the case before purchasing.
Travel insurance for over 70s with a pre-existing medical condition
The delights of travelling don’t stop as you get older. If anything, retirement gives you the perfect excuse to explore the world and visit new and exciting places.
That said, as you age you become more prone to health issues, meaning the price of your travel insurance policy is likely to go up. However, without the correct cover you could end up paying an even heftier price tag if you need medical attention while you’re abroad.
We give you the opportunity to declare any pre-existing medical conditions you have, so you can ensure you’re always fully covered.
We work with a range of providers who specialise in medical travel insurance - so once you tell us about your conditions we can provide the most relevant quotes for you to compare.
It’s that simple.
Are there different levels of over 70s insurance cover?
Levels of cover vary from provider to provider.
What you’ll generally find is that the more expensive policies tend to have the most comprehensive level of cover.
By the time you start comparing your ideal cover with us, you’ll have already told us about your age, destination(s) and any medical conditions you have so each quote will already be relevant to your requirements.
It’s important to favour the cover provided over cost when you buy travel insurance. If you know your travel insurance covers all of your potential needs (especially when it comes to medical cover) then you can have peace of mind that whatever happens on your holiday, you’re protected.
You’ll also have the opportunity to select any optional extras to add to your policy. These include:
What isn’t covered by over 70s travel insurance?
When it comes to over 70s travel insurance there may be a few notable exclusions to be aware of.
- Undeclared medical conditions (before purchasing, ask yourself - which medical conditions do I need to declare?)
- Undeclared activities (for example, are you likely to need winter sports cover?)
- Substance abuse
Over 70s travel insurance tips
Tip 1: It pays to be organised
You can start looking for a great value insurance policy with Medical Travel Compared as soon as you know about your trip. That way, you’ll be covered in the event you have to cancel before the start of your holiday.
Tip 2: Don’t forget to add your travelling companions
If you add members of your group to your policy too, it means you’ll be covered in the event you have to cancel or cut your trip short due to a pre-existing medical condition from anyone on the policy. What’s more, they’ll have security too, meaning you can all relax knowing medical attention is there for you if you need it – you’re all covered.
Tip 3: Check the length of trip duration on annuals
The maximum number of days per trip allowed in your annual policy can sometimes vary, so make sure you check with your provider how many days you’re allowed per holiday, so you know you’re fully covered.
Tip 4: Cruise cover for over 70s holiday insurance
Travel agents and cruise ships will usually require you to have adequate cover before boarding. This offers you protection if you miss your departure or need medical attention while on the cruise – for example, if you fall ill and need to be airlifted to a mainland hospital.
Compare deals to get the best over 70s cover
If you don’t fancy trawling around multiple websites looking for competitive insurance quotes, we don’t blame you! That’s why Medical Travel Compared does the hard work for you by browsing over 30 leading insurance providers to bring you the best quotes from across the board.
Compare cover in minutes by filling in the application form today. The process is quick and easy and you’ll get all the information you need to make an informed decision about your policy.
We want you to feel excited about your holiday – not spend hours researching insurance online – so our service is made with you in mind. But don’t just take our word for it, see what our happy customers are saying for yourself!Get a quote
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Frequently Asked Questions
We’ll only show you quotes from providers who are able to cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.
Some of our providers are able to offer additional cover, such as cancellation cover should you catch COVID-19 or have to self-isolate because of suspected symptoms before departure. We’ll make it clear who these providers are when you’re comparing quotes so you can choose the policy that is right for you.
This doesn’t apply to all insurance providers, so unless otherwise stated, for all other sections of cover, you wouldn’t be covered if making a claim as a result of COVID-19.
For more information, we recommend reading our full guide here.
If the FCDO are advising against all or all but essential travel to your destination at the time of your trip, there will be no, or extremely limited cover provided by your policy.
You can still choose to take out a policy now for a future holiday, but it is very important to note that if the FCDO are still advising against all but essential travel to your destination at the time of your trip, your cover will not be valid.
* Price is based on 1 traveller aged 70, who has no medical conditions and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.
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If we're unable to help you find cover for a pre-existing medical condition, the Money and Pensions Service (MaPs) have launched a new directory listing companies that may be able to assist you. You can find out more information on their website.