Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Why do I need travel insurance for Anxiety?

Anxiety disorders are pretty common in the UK, that’s why specialist travel insurance covering anxiety is a useful and important item to have for people suffering with the condition. 

If you’re on the lookout for this type of cover - then you’ve certainly come to the right place. We work with many specialist medical travel insurance providers, so you can compare cover quickly and easily to find a policy that works for you. 

Follow the link below to get started.

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COVID-19 Medical Cover

We’ll only show you quotes from providers who cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Enhanced COVID Cover

Extra cover that'll give you & your holiday even more protection against COVID-19. Compare quotes from leading providers with this additional cover today.

Do I have to declare anxiety on travel insurance?

Yes, you will need to tell us about any mental health-related conditions that you or, any travellers on your policy, have been diagnosed with. As part of your quote, you'll be able to declare anxiety as a pre-existing health condition.

In doing so, it’s likely that you’ll be asked a few questions about your condition. The answers you provide will help travel insurance providers get a better understanding of your mental health and general medical background.

For example, you might be asked:

  • Are you currently taking any medication to treat your anxiety? 
  • Have you been treated for depression within the last 3 years? 
  • Have you ever had a compulsory admission to hospital as a result of this condition?
  • Have you ever been referred to, or reviewed by a psychiatrist for this condition within the last 2 years? 
  • Has this condition ever caused you to cancel, or cut short any travel plans?
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What does travel insurance for anxiety cover?

By declaring anxiety on your policy, you can rest assured that your cover will take into account your condition, and any impact it has on your trip. For example, if your anxiety flares up before your holiday, and you are medically unable to travel, or whilst you are away and you need emergency medical treatment.

Alongside providing cover for your anxiety, you can expect your travel insurance to include the same things that a standard travel insurance policy would include, such as: 

  • Emergency Medical Expenses and Repatriation- if you’re hospitalised, or even need to be repatriated back to the UK as a result of your condition. 
  • Lost, Stolen or Damaged Personal Belongings- this could include any medication that you’re taking with you to treat your anxiety.  
  • Cancellation and Curtailment- if you suddenly decide to cancel your trip, or end up cutting it short.
  • Travel Delay- this won’t always be included, so check your cover
  • Personal Liability- if you cause accidental damage to another person, or someone else’s property - cover is provided.

You can compare this type of cover across a range of specialist travel insurance providers.

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Optional extras

  • Of course, you can add any optional extras that you need - such as:  

    This may increase your premium, but it’s definitely something to consider when shopping around, especially if you have different types of holidays planned.

Tips for travelling with anxiety

Given the nature of anxiety, it can be hard to avoid the symptoms of feeling stressed or uneasy at times. But, by anticipating the potential triggers beforehand, you could be in a better position to combat anxiety while travelling. 

  1. Consult your doctor before travelling. A quick word with your GP could put your mind at ease and help you put a plan in place to mitigate the effects of your anxiety while abroad. 
  2. Plan ahead to avoid stress. Being organised means you’re fully prepared for most scenarios you could encounter.
  3. Choose your destination carefully. Think about what triggers your anxiety. For example, if you’re anxious about flying, perhaps you’ll want to avoid travelling too far afield and stick to short-haul flights, where possible.

Travelling with anti-anxiety medication

Arguably the most important thing when it comes to travelling with anxiety – is remembering your medication.

Anti-anxiety medication is there to help supress the feelings of anxiety. So, besides from the advice mentioned above, your medication has an absolutely vital role to play in ensuring that your anxiety doesn’t get the better of you on your trip.

Find out what you can and can’t take abroad as soon as you can. If you need to take a certain amount of anti-anxiety medication on a plane, then find out how much you can legally take in your hand luggage – and if required, see you doctor about writing a medical exemption letter.

Take enough so that you don’t run out – and work out exactly where you can get more if, for whatever reason, you lose your medication.

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Get anxiety travel insurance quotes from specialist providers

It’s easy to compare quotes for specialist anxiety travel insurance with us.

Our online comparison tool will help you find the right cover in minutes. Once you’ve told us about your trip and any pre-existing health conditions, you can compare competitive cover across a range of leading anxiety travel insurance providers. 

Explore your options today and get covered.

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Frequently Asked Questions

We’ll only show you quotes from providers who are able to cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Some of our providers are able to offer additional cover, such as cancellation cover should you catch COVID-19 or have to self-isolate because of suspected symptoms before departure. We’ll make it clear who these providers are when you’re comparing quotes so you can choose the policy that is right for you.

This doesn’t apply to all insurance providers, so unless otherwise stated, for all other sections of cover, you wouldn’t be covered if making a claim as a result of COVID-19.

For more information, we recommend reading our full guide here.

If the FCDO are advising against all, or all but essential travel to your destination at the time of your trip, there will be no, or extremely limited cover provided by your policy.

You can still choose to take out a policy now for a future holiday, but it is very important to note that if the FCDO are still advising against all but essential travel to your destination at the time of your trip, your cover will not be valid.

For more information, we recommend reading our full guide here.

Yes - we’ve helped our customers compare specialist cover for hundreds of pre-existing conditions including anxiety and you can get a quote today if you like.

It’s possible to compare competitive quotes across specialist anxiety cover - although the premium will ultimately depend on how much cover you need based on your individual circumstances. Get a quote today and see for yourself!

It’s wise to declare your anxiety, just to ensure you have protection in place for your condition before you go away, or whilst traveling. 

Besides anxiety, you can get covered for a number of other mental health conditions including bipolar disorder, depression, eating disorders, OCD, PTSD and Schizophrenia to name a few.

No, we are unable to provide cover with any of your pre-existing medical conditions excluded.

* Price is based on 1 traveller aged 61, who has declared anxiety and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.

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Don't just take our word for it...

If we're unable to help you find cover for a pre-existing medical condition, the Money and Pensions Service (MaPs) have launched a new directory listing companies that may be able to assist you. You can find out more information on their website.