Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Guide to anxiety travel insurance

We understand how important anxiety travel insurance is for travellers who may suffer with the condition – which is why we make it easy for you to find and compare quotes from a list of highly reputable, specialist insurance providers.

Booking a trip is often seen as an exciting thing for many people. However, for those who suffer with anxiety – this might be a daunting prospect. This is why anxiety travel insurance is vital in terms of alleviating any feelings of stress, as well as providing people with the necessary protection while abroad.

In fact, some people might also specifically suffer from ‘travel anxiety’ as a result of a sudden change in surroundings, daily routine – or even simply the thought of boarding an aircraft and flying. This may therefore cause some people to suddenly cancel their travel plans on the last minute – which is a key consideration taken into account in anxiety travel insurance policies.

Do I have to declare anxiety on travel insurance?

You may have to declare anxiety during the process of purchasing travel insurance. As a pre-existing medical condition, specific elements related to anxiety might not apply in a standard medical travel insurance policy.

With Medical Travel Compared, you can declare anxiety as part of your Medical History during the process of getting a quote. Once you do – you’ll be asked a number of questions to help us determine the nature of your specific anxiety.

You’re likely to be asked whether you’re on any medication, whether you’ve had any hospital admissions and whether you’ve been referred to a psychiatrist as a result of your condition. You may also be asked whether your anxiety has directly caused you to cut short any travel plans you may have had in the past.

What does travel insurance for anxiety cover?

You can expect travel insurance for anxiety to include a number of different cover benefits. Essentially, a standard medical travel insurance policy is likely to cover you for:

  • Cancellation
  • Curtailment
  • Lost/stolen personal belongings
  • Personal accident
  • Emergency medical expenses and repatriation
  • Personal liability
  • Legal expenses
  • Travel delay

A specialist anxiety travel insurance policy is also likely to include all these benefits – however, some of them may be extended to factor in the likelihood of certain situations.

For example, the cancellation benefit may need to be higher on an anxiety travel insurance policy if the person in question is particularly prone to cancelling trips due to feeling anxious about travelling.

Travelling with anxiety

Travel anxiety is a common aspect of the condition, for many reasons. As mentioned above, travelling abroad can be daunting – even for people who may not necessarily have ever been diagnosed with the condition. There are so many things related to travelling that can make you feel anxious or offset the wider symptoms of anxiety disorder.

Everything from booking flights, to checking in at a hotel and staying in an unfamiliar bed can enhance feelings of stress.

Travel anxiety symptoms can flare up at any time, from the moment you book to the moment you land in your chosen destination. However, there are a number of things people can try in order to help manage their travel anxiety.

Tips for travelling with anxiety

Given the nature of anxiety – it can be hard to avoid the symptoms of feeling stressed or uneasy all the time. But, by anticipating the potential triggers beforehand, you could be in a better position to combat anxiety while travelling.

Therefore, it’s probably wise to plan your trip in great detail before you leave. Have a think about what situations could make you feel anxious, and how you might be able to prepare for them beforehand.

For instance, if you’re feeling particularly worried by the prospect of flying, there are a number of things you can do to prepare yourself beforehand. A simple chat with your GP might be a good start in terms of putting your mind at ease. They might encourage you to practice certain deep breathing techniques to help you cope with take-off and landing, for example.

For help identifying risk factors and for advice on how to manage your anxiety whilst travelling, take a look at this article from Fitfortravel.

Travelling with anti-anxiety medication

Arguably the most important thing when it comes to travelling with anxiety – is remembering your medication.

Anti-anxiety medication is there to help supress the feelings of anxiety. So, besides from the advice mentioned above, your medication has an absolutely vital role to play in ensuring that your anxiety doesn’t get the better of you on your trip.

Find out what you can and can’t take abroad as soon as you can. If you need to take a certain amount of anti-anxiety medication on a plane, then find out how much you can legally take in your hand luggage – and if absolutely required, see you doctor about writing a medical exemption letter.

Take enough so that you don’t run out – and work out exactly where you can get more if for whatever reason you lose your medication.

Frequently Asked Questions

A pre-existing condition is a diagnosed medical condition that existed before taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the traveller's conditions. This could be a condition that a traveller has now, or has had in the past. If you are not sure what conditions you need to declare, we have online support available to help you 24/7!
It's really simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-existing conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.
Once you've declared all of your relevant pre-existing medical conditions we'll only show you quotes based on the conditions you have told us about.
No, we are unable to provide cover with any of your pre-existing medical conditions excluded.
It's easy! Enter your details just once and you'll be able to compare quotes from over 40 specialist providers. We'll even e-mail your top quotes to you so you can access them at any time. Once you've found the policy that is right for you, pay securely online and your documents will be sent to you directly from your insurance provider.

* Price is based on 1 traveller aged 61, who has declared anxiety and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.

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