Tommy Lloyd
Author: Tommy Lloyd, Managing Director

Tommy has over 15 years experience within the insurance industry, and his primary focus is helping travellers find the right cover for their medical conditions.

Why do I need travel insurance for gallstones?

Gallstones are pretty common in the UK, with more than 1 in 10 adults having gallstones and although only a minority of people will develop symptoms it is still highly recommended that you find specialist cover.

A specialist travel insurance policy covering gallstones is there to protect you should you ever experience a fluctuation in your symptoms that require medical attention, or even surgical intervention during your holiday.

You can compare lots of different quotes here, we've made it nice and easy for you, with everything in one place.

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COVID-19 Medical Cover

We’ll only show you quotes from providers who cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Enhanced COVID Cover

Extra cover that'll give you & your holiday even more protection against COVID-19. Compare quotes from leading providers with this additional cover today.

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Do I have to declare gallstones on my travel insurance policy?

If you’ve been prescribed medication or seen a medical professional (such as a GP) in the last 2 years, then you will need to tell us about your gallstones. Remember to also include any relevant health conditions of your travelling companions, if you’re getting a group policy.

When you’re telling us about your pre-existing medical conditions, it’s likely that we’ll ask a few questions about your health condition. The answers you provide will help travel insurance providers get a better understanding of your condition and general medical background.

For example, you might be asked:

  • Have you had a cholecystectomy? (Gall bladder removal)? 
  • Are you awaiting any procedures to treat your gall bladder or bile ducts?
  • Have you had any symptoms related to your gall bladder or bile ducts in the last 12 months?
  • Is there any further investigation or treatment for biliary stones or any other complication?
  • Has this condition ever caused you to cancel, or cut short any travel plans?

What will travel insurance for gallstones cover?

By declaring gallstones on your policy, you can rest assured that your cover will take into account your condition, and any impact it has on your trip. For example, if your gallstones flare up before your holiday and you are too ill to travel, or if you need medical attention whilst you are away.

Travel insurance policies can vary depending on terms of the insurance provider, but you will usually find that most will cover the following: 

  • Emergency medical expenses and repatriation - if you need any emergency medical assistance or need to be brought back to the UK for treatment as a result of your condition.  
  • Lost, stolen or damaged personal belongings - including any medication that you’ve brought along to treat gallstones.  
  • Cancellation and curtailment - if you suddenly decide to cancel your trip, or end up cutting it short.
  • Travel delay - this won’t always be included, check with your provider.
  • Personal liability - if you cause accidental damage to another person or someone else’s property - cover is provided.
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Optional Extras

Also, feel free to add any optional extras that you need - such as gadget cover, cruise cover or winter sports cover.  

These extras might add a little bit to the price of your policy, but it’s definitely something to consider when shopping around, especially if you have different types of holidays planned.

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Tips for travelling with gallstones

When it comes to travelling with gallstones, it’s important to be mindful of your condition at all times. 

  • Understand your symptoms. It’s important to keep in mind that your symptoms could change quickly - so it’s worth taking all the precautions you need to ensure your journey is as comfortable as it can be. 
  • Manage your diet. This is vital, so be sure to keep a consistent diet that won’t aggravate your symptoms - and of course, drink plenty of water.
  • Take enough medication to last you the trip. You don't want to be cut short. You can find out more about travelling with medication here. 
African Jungle

Get quotes from specialist gallstones travel insurance providers

Compare gallstones travel insurance quotes quickly and easily with us online today. 

Use our straightforward online quote comparison tool and get covered with minutes, with a specialist travel insurance policy covering gallstones. No paperwork, no phone calls, no hassle.

You’ll have plenty of choice across a range of leading providers - and we'll help find you the right protection for your condition.

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We’ll only show you quotes from providers who are able to cover emergency medical expenses (including repatriation to the UK) if you catch the virus whilst travelling abroad.

Some of our providers are able to offer additional cover, such as cancellation cover should you catch COVID-19 or have to self-isolate because of suspected symptoms before departure. We’ll make it clear who these providers are when you’re comparing quotes so you can choose the policy that is right for you.

This doesn’t apply to all insurance providers, so unless otherwise stated, for all other sections of cover, you wouldn’t be covered if making a claim as a result of COVID-19.

For more information, we recommend reading our full guide here.

Yes - you can declare gallstones as a pre-existing condition when using our quick and easy online quote comparison tool. From here you can find a suitable policy covering gallstones in a matter of minutes. Get a quote.

It’s possible to find competitive quotes across a range of leading providers. The most important thing is to find a policy that includes the right type of cover, rather than selecting the cheapest quote. Get a quote

While the EHIC provides a certain level of medical coverage, it's likely that the cover will be restricted - so it’s important to ensure that you purchase a specialist travel insurance policy to cover gallstones also.

Provided you have the right cover, you can claim against any expenses you incur following a medical emergency in a country whilst on holiday.

You should tell us about the medical condition that required the procedure/operation. We will then ask about any treatments in the follow-up questions if this information is necessary.

*Price is based on 1 traveller aged 61 who has declared gallstones and is travelling to Spain for 7 nights. Price is correct as of December 2019. Prices may vary according to your individual requirements.


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Don't just take our word for it...

If we're unable to help you find cover for a pre-existing medical condition, the Money and Pensions Service (MaPs) have launched a new directory listing companies that may be able to assist you. You can find out more information on their website.