Modified on 29th Aug 2019

Guide to over 75s travel insurance

Medical Travel Compared makes it much easier for travellers to find travel insurance over 75. Rather than visiting several travel insurance websites only to find that none of them provide travel insurance over 75, visit just one website to gain access to numerous suitable policies.

It's easy to compare over 75 Travel insurance

No age limits on many policies
• Compare travel insurance in 3 easy steps
All types of medical conditions can be covered

If insurers don't offer travel insurance over 75, they can keep their premiums low. Travel insurers often see older travellers as high risk policyholders, which is why they sometimes put a cap on the age limit.

Medical Travel Compared makes it quick and convenient to buy travel insurance for over 75s, saving you time and even money.

Travel insurance for over 75s with pre-existing medical conditions

Over 75s are higher risk as they are more likely to have a pre existing medical condition and more likely to fall ill abroad. Medical Travel Compared can help you find travel insurers that offer medical travel insurance, no matter what your age. If you buy travel insurance over 75 and you have a pre existing medical condition, you will need to declare it.

To declare your condition, you will need to complete some simple multiple choice medical screening questions. These questions will relate to your medical condition. Answer them accurately so that your insurer can provide the right level of cover to suit you and your condition.

Medical Travel Compared makes it easier to buy travel insurance for over 75s which includes medical screening. You will only have to answer one set of medical screening questions with Medical Travel Compared to gain access to numerous suitable policies from different insurers.

Compare cheap travel insurance for over 75s

Comparing a range of quotes from lots of different insurers is the best way to get cheap travel insurance for over 75s (with medical conditions).

But remember, it’s not just about finding the cheapest - it’s about finding the best policy for you. The lowest price insurance might not provide everything you need. For example, it could possibly not cover a pre-existing medical condition you might have.

So when you’ve gone through the medical screening, and have been presented with a few different options, take the time to read what each is really offering. It might be that the cheapest doesn’t offer the best value.

Annual multi-trip travel insurance for over 75s

Annual travel insurance for over 75s is available to buy from multiple insurers in the UK. If you’re lucky enough to be going away several times throughout the year, then an annual policy might be a better option.

Annual (or ‘multi-trip’) travel insurance will cover you for a period of 12 months. The benefits to this are that you don’t have to buy insurance each time you go away, and you can potentially save yourself some money too.

Even if you’re just going on two trips over the next 12 months, it’s certainly worth checking if an annual policy provides better value for you.

Single trip travel insurance for over 75s

If you’re confident that you’ll be going away just the once over the next year, then single trip travel insurance for over 75s is probably the better option.

It’s likely to be cheaper, and as long as it covers everything you need it to (i.e. any medical conditions), then should prove to be suitable.

But, as always, make sure you know exactly what is being covered. Don’t just go for the cheapest option – find a comprehensive policy that you’re happy with. With our comparison system, we’re confident you can find an affordable insurance plan anyway.

Cruise cover for travel insurance over 75

Cruises can be a great holiday option for over 75s. Cruise ships can visit multiple destinations in comfort and style. Older travellers can have their accommodation, restaurants and leisure activities in close proximity, which is great for travellers with reduced mobility. Many cruise ships leave from British ports, offering holidaymakers the opportunity to travel abroad without having to fly.


If you decide to book a cruise, you will need to add cruise cover to your travel insurance premium.

Frequently Asked Questions

A pre-existing condition is a diagnosed medical condition that existed prior to taking out a policy. We'll ask a series of questions about the medical history for you and any travellers on your quote. If you answer yes to any of these, you will need to tell us about the travellers conditions. This could be a condition that a traveller has now, or has had in the past. If you are not sure what conditons you need to declare, we have online support available to help you 24/7!

It's really simple and quick to do! After you've told us about your trip details and answered some medical history questions you can add your pre-exisiting conditions, one by one, for each traveller. You'll only need to enter your details once, it's all online and there's no need to call, or provide details of your conditions in writing.

Once you've declared all of your relevant pre-exisiting medical conditions we'll only show you quotes basend on the condiitons you have told us about.

No, we are unable to provide cover with any of your pre-exisiting medical conditions excluded.

You will need to add each country that you are visiting. If you are on a flight stopover this will include any countries where you leave the airport. If you are on a cruise it include any countries where your ship will be docking at.


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