The insurance providers on our site have different approaches to this. For some a river cruise is covered automatically and for others you would need to select the cruise option.

After you’ve completed your quote, it is best if you check the policy wording to be sure.

If you are taking out cruise cover on your policy you will need to tell us where you're going.

When selecting destinations, please ensure you select every country your cruise will dock.

A ferry journey is not normally classed as a cruise so you shouldn't need cruise cover.

Most policy wordings will define what a cruise is. A typical example is a ‘pleasure voyage of more than 72 hours, sailing on sea/s or oceans and includes stops at various ports'.

If the definition you see in your policy wording requires cruise cover for a ferry trip, please go back and amend your quote to include this before selecting a policy.